Welcome to ReddingtonFinance.com, the website and online service of Reddington Financial Advisory Private Limited (“Reddington,” “we,” “our,” or “us”). By accessing or using our website, you (“User,” “you,” or “your”) agree to comply with and be bound by the following terms and conditions (the “Terms of Service” or “Agreement”).

1. Acceptance of Terms

By accessing and using our Website, you agree to these Terms of Service and any future amendments. If you do not agree with any of these terms, you should not use our services or access the Website.

2. Services Provided

Reddington offers financial advisory and investment services through our Website. The specific services provided include, but are not limited to:

• Financial management and investment advisory services.
• Access to detailed financial reports and investment opportunities.
• Online tools for managing and tracking your investments.

The services provided are subject to these Terms of Service and any other terms specified by Reddington.

3. Eligibility

To use our services, you must be at least 18 years old and capable of forming a binding contract under applicable law. By using our Website, you represent and warrant that you meet these eligibility requirements.

4. Account Registration and Security

4.1 Registration

To access certain features of our services, you may be required to create an account. You must provide accurate and complete information during the registration process and keep this information up-to-date.

4.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

5. Use of Services

5.1 Permitted Use

You agree to use the Website and services only for lawful purposes and in accordance with these Terms of Service. You are responsible for all content that you upload, post, email, or otherwise transmit via our services.

5.2 Prohibited Use

You agree not to use the Website or services to:

• Violate any local, state, national, or international law.
• Engage in any activity that is harmful, fraudulent, deceptive, threatening, harassing, defamatory, obscene, or otherwise objectionable.
• Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity.
• Transmit any material that contains adware, malware, spyware, software viruses, or any other harmful computer code, files, or programs.
• Interfere with or disrupt the operation of the Website or services, servers, or networks.

6. Financial Transactions and Fees

6.1 Transaction Terms

All financial transactions on the Website are governed by the terms of the specific financial product or service, which may include additional terms and conditions.

6.2 Payment of Fees

You agree to pay all fees or charges to your account in accordance with the fees, charges, and billing terms in effect at the time a fee or charge is due and payable. Failure to pay fees may result in the termination of your account.

6.3 Refunds

All fees paid are non-refundable unless otherwise stated in the specific terms for the financial product or service.

7. Investment Disclaimer

7.1 No Investment Advice

The information provided on the Website is for informational purposes only and does not constitute financial, investment, legal, or other professional advice. You should consult with a qualified financial advisor before making any investment decisions.

7.2 Risk of Loss

Investing in financial products involves risk, and you should be aware that you may lose some or all of your investment. Reddington is not responsible for any financial loss you may incur as a result of using our services.

7.3 Performance Disclaimer

Past performance is not indicative of future results. The value of investments can go down as well as up.

8. Intellectual Property

8.1 Ownership

All content on the Website, including but not limited to text, graphics, logos, images, and software, is the property of Reddington or its licensors and is protected by intellectual property laws.

8.2 License to Use

Reddington grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website and services for personal, non-commercial use in accordance with these Terms of Service.

8.3 Restrictions

You may not copy, reproduce, distribute, display, sell, lease, or create derivative works based on the Website or any part thereof without our prior written consent.

9. Privacy Policy

Your use of the Website and services is also governed by our Privacy Policy, which can be found here. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.

10. Third-Party Services and Content

The Website may contain links to third-party websites, services, or content that are not owned or controlled by Reddington. We are not responsible for the availability, accuracy, or reliability of such third-party services or content. Your use of third-party services is at your own risk and subject to the terms and conditions of the third-party provider.

11. Termination

11.1 Termination by You

You may terminate your account at any time by following the instructions provided on the Website. Upon termination, you must cease all use of the services and delete any materials obtained through the services.

11.2 Termination by Reddington

We reserve the right to suspend or terminate your account or access to the services at any time, without notice, for any reason, including but not limited to a breach of these Terms of Service.

11.3 Effect of Termination

Upon termination, all rights granted to you under these Terms of Service will immediately cease. Any outstanding obligations or liabilities incurred by you before termination will survive.

12. Disclaimers and Limitation of Liability

12.1 Disclaimer of Warranties

The Website and services are provided “as is” and “as available” without any warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, non-infringement, and title.

12.2 Limitation of Liability

In no event shall Reddington, its affiliates, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your use of the Website or services, whether based on warranty, contract, tort (including negligence), or any other legal theory, even if Reddington has been advised of the possibility of such damages.

12.3 Indemnification

You agree to indemnify and hold harmless Reddington, its affiliates, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your access to or use of the Website and services, your violation of these Terms of Service, or your violation of any rights of another.

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms of Service and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of India, without regard to its conflict of laws principles.

13.2 Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms of Service shall be referred to and finally resolved by arbitration in accordance with the Arbitration and Conciliation Act, 1996. The arbitration shall be conducted by a panel of three (3) arbitrators in one of the cities listed under Section 13.3 below. The language of the arbitration shall be English, and the award shall be final and binding on the parties.

13.3 Jurisdiction

Subject to the arbitration clause, the courts located in the states and cities we serve shall have exclusive jurisdiction over any disputes arising out of or in connection with these Terms of Service. Specifically, the jurisdiction will apply to the following locations:

• Maharashtra: Pune, Pimpri-Chinchwad, Navi Mumbai, Mumbai, Kolhapur
• Gujarat: Surat, Ahmedabad
• Karnataka: Bangalore
• New Delhi/Delhi: Noida

If a dispute arises, it shall be brought before the appropriate court in one of these locations, depending on where the services were provided or where the cause of action arose.

14. Force Majeure

Neither party shall be liable for any failure or delay in the performance of its obligations under these Terms of Service due to events beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil unrest, labor strikes, lockouts, industrial disputes, governmental actions, or changes in law.

15. Changes to the Terms of Service

We may update these Terms of Service from time to time. Any changes will be effective upon posting on the Website, and your continued use of the Website and services after the posting of any changes constitutes your acceptance of the revised Terms of Service.

16. Miscellaneous

16.1 Entire Agreement

These Terms of Service, together with our Privacy Policy and any other legal notices or agreements published by Reddington on the Website, constitute the entire agreement between you and Reddington regarding the use of the Website and services.

16.2 Severability

If any provision of these Terms of Service is found to